Skip to Content
Logo Catholic Healthcare Limited Catholic Healthcare Limited
  • Make a payment
  • COVID-19
  • News
  • Volunteers
  • FAQs
    • Overview
    • Locations
      • Light Housekeeping
      • Meal Preparation
      • Personal Grooming
      • Transportation & Shopping
      • Nursing Care
      • Home & Garden Maintenance
      • Health & Wellness Programs
      • Pastoral Care Services
      • Respite Care
      • Connecting with Others
      • Social, Wellness & Respite Centres
      • Homelessness Support
      • Volunteer Services
    • Hoarding and Squalor Support Services
    • Fees, Caps & Government Subsidies
    • Model of Care
      • Carers Gateway
    • Overview
    • Locations
      • Respite Care
      • Permanent Care
      • Palliative Care
      • Psychogeriatric Mental Health
      • Dementia Care
      • Pastoral Care
    • Fees, Caps & Government Subsidies
    • Model of Care
    • Overview
    • Locations
      • Why Catholic Healthcare?
      • Our History
      • Our Mission & Values
    • Careers
      • Our Trustees
      • Our Board of Directors
      • Our Leadership Team
      • Our Governance
      • Thought Leadership
      • Voluntary Assisted Dying
      • Modern Slavery
      • Reconciliation Action Plan
    • Aged Care Reforms
    • Advisory Body
    • Events
    • News
    • Safeguarding
      • Resources & Brochures
      • Policies for Contractors
    • Frequently Asked Questions (FAQs)
    • Privacy Policy
  • Contact Us
  • Careers
1800 225 474
Menu
  • Home Care
    Overview
    Locations
    Home Care Services
    Light Housekeeping Meal Preparation Personal Grooming Transportation & Shopping Nursing Care Home & Garden Maintenance Health & Wellness Programs Pastoral Care Services Respite Care Connecting with Others Social, Wellness & Respite Centres Homelessness Support Volunteer Services
    Hoarding and Squalor Support Services
    Fees, Caps & Government Subsidies
    Model of Care
    Support for Carers
    Carers Gateway
  • Residential Aged Care
    Overview
    Locations
    Services
    Respite Care Permanent Care Palliative Care Psychogeriatric Mental Health Dementia Care Pastoral Care
    Fees, Caps & Government Subsidies
    Model of Care
  • Retirement Villages
    Overview
    Locations
  • About Us
    Our Story
    Why Catholic Healthcare? Our History Our Mission & Values
    Careers
    Leadership & Governance
    Our Trustees Our Board of Directors Our Leadership Team Our Governance Thought Leadership Voluntary Assisted Dying Modern Slavery Reconciliation Action Plan
    Aged Care Reforms
    Advisory Body
    Events
    News
    Safeguarding
    Reports & Publications
    Resources & Brochures Policies for Contractors
    Frequently Asked Questions (FAQs)
    Privacy Policy
  • Contact Us
  • Careers

Home Care Services: Fees, Caps and Government Subsidies

How it works for Home Care Services

Your Care Budget for Home Care Services

Understanding the allocation of funds for your Home Care Services can be confusing. To help, we have put together some simple resources on this page.

It is important you fully understand the different fees and any out of pocket charges you may need to pay, before signing up to any Home Care Services.

 

The total cost of your Home Care Services consists of three main elements, as illustrated below.

 

 

  1. Type of Government Subsidy

The type of Government subsidy can impact your care budget. For example, a Commonwealth Home Support Programme (CHSP) recipient can only receive entry level services to the maximum value of approximately $8,900 per annum, however, a Home Care Package (HCP) recipient can receive comprehensive care between the values of $9,000 and $52,000 per annum, depending on their HCP level.

 

Type of Government Subsidy

Level

Amount*

Commonwealth Home Support Programme (CHSP) Basic needs only  
Home Care Package Level 1 Basic care Up to approx. $9,000 p.a.
Home Care Package Level 2 Low care Up to approx. $15,750 p.a.
Home Care Package Level 3 Intermediate care Up to approx. $34,250 p.a.
Home Care Package Level 4 High care Up to approx. $52,000 p.a.

*Please note: Figures are subject to change. For up to date
information, please visit myagedcare.gov.au/changesaged-care-fees-annual-and-lifetime-caps

 

  1. Your Contribution 

If you are receiving a Government subsidy, then you may be required to pay a contribution towards your care.

 

For recipients of a Home Care Package (HCP), this contribution is known as the Basic Daily Fee and the amount is set by the Government. 

 

For recipients of the Commonwealth Home Support Programme (CHSP), this fee is known as the Client Contribution.

 

  1. Income-Tested Fee 

This is a contribution towards the cost of your care and only applies if you are on a Home Care Package and your income or assets exceed the maximum threshold set by the Government.

 

Income-Tested Fee Caps

There are annual and lifetime caps for the income-tested care fee.

Once the cap has been reached, you cannot be asked to pay more.  

The annual cap is different depending on what you earn in a year. For example, for a single person as at 20 March 2021:

  • If you are a full pensioner or have an income up to $28,048.80, you won’t have to pay an income-tested care fee.

  • If you are a part pensioner or if you earn between $28,048.80 and $54,168.40 a year, your income-tested care fee is capped at $5,667.73 a year.

  • If you earn more than $54,168.40 a year, your income-tested care fee is capped at $11,335.48 a year.


There is a lifetime cap of $68,012.98 as at 20 March 2021. After you reach this figure you will no longer have to pay income-tested care fees
. 

 

Moving from Home Care Services to Residential Aged Care?

If you have previously received Home Care Services using a Home Care Package (HCP) Government subsidy and are now moving into a Residential Aged Care Home, any income-tested fees paid with your HCP will be counted towards your aged care home means-tested fee annual and lifetime caps.

 

Helpful resources

Home Care Price Guide - July 2023 Home Care Client Handbook Home Care Fees and Charges Explained Home Care Services - How To Get Started Commonwealth Home Support Programme Brochure Home Care Services - All You Need To Know
Careers Volunteers FAQs Clinical Referrers Policies for Contractors Make a payment
How can I help?
Donate today

LinkedIn Facebook Instagram YouTube twitter
Careers Privacy policy Sitemap Terms and conditions